How much is assisted living in Memphis per month?
No Memphis-only figure is published. CareScout's 2025 Tennessee median is $67,140 a year for a private one-bedroom, about $5,595 a month, up 4% from 2024.
Tennessee ranks 34th among states on that measure, below the $74,400 national median.
How much does a nursing home cost in Tennessee per day?
About $310 a day for a semi-private room and $330 for a private room, based on CareScout's 2025 Tennessee annual medians of $113,150 and $120,450.
Monthly, that is roughly $9,429 and $10,038.
How much do in-home caregivers cost in Tennessee?
About $31 an hour at CareScout's 2025 Tennessee median for a non-medical home care worker ($70,928 a year at 44 hours a week).
Weekend, holiday and short-shift rates are often higher.
How much is adult day care in Tennessee?
About $80 a day, based on CareScout's 2025 Tennessee median of $20,800 a year for five days a week of adult day health care.
TennCare CHOICES Groups 2 and 3 cover adult day care up to 2,080 hours a year for eligible members.
Do assisted living facilities in Tennessee have to warn before raising fees?
Yes. A Tennessee ACLF must give all residents 30 days' notice before any change in its fee schedule, and must give each resident an accurate written statement of fees and services at admission (0720-26-.08(6)).
Ask how often rates have increased in the past three years.
Is assisted living tax deductible?
Part of the cost can be a deductible medical expense when a resident is chronically ill and care is provided under a plan of care, but rules are specific; ask a tax professional before filing.
Keep itemized statements separating care charges from rent.
Why do Memphis quotes differ so much from state medians?
Because quotes depend on apartment size, the care level a resident is assessed at, whether medication administration is billed separately and whether the room is in a secured unit, while the median reflects one standard unit type statewide.
Compare total monthly cost at your parent's assessed level, not the advertised base rent.
Is home care cheaper than assisted living in Tennessee?
For part-time help, yes; for full-time help, no. At Tennessee's 2025 median of about $31 an hour, home care costs more than the $5,595 monthly assisted living median once a family needs roughly 42 hours a week.
Overnight and round-the-clock home care costs far more than any assisted living rate.
Does TennCare reduce what a Memphis family pays for assisted living?
It can: TennCare CHOICES pays for ACLF services for eligible Group 2 and 3 members in participating facilities, leaving the member to pay room and board from their own income.
Ask each facility what it charges CHOICES members for room and board.
